Welcome to college. You studied hard. You passed the classes. The hard part is over, and now you're on your way to your dream school. One big problem, you don't know how to pay for it all. We can help you.

PremierStudentLoan.com is your complete guide to college planning as well as federal and private loans. Discover the facts about Stafford and Perkins loans as well as private loans. Don't forget to browse our section on college planning and advice on passing entrance exams, selecting a school and financial aid and scholarship information.

Federal Student Loans

With the availability of federal money in the form of low-interest loans, scholarships, and grants, college applicants no longer need to feel the anxiety about funding college. Surveys show that more than 70% of college students rely on some type of financial aid, with the majority focusing on federal loans.

• Stafford loans are the most popular type of student loans and are federally-guaranteed loans that allow students to borrow funds from lenders.

• The federal Perkins loan is another federal loan option very similar to the Stafford loan, but contains no upfront fee for taking out the loan as well as provides a longer grace period.

Private Student Loans

Students who fail to qualify for federal loans or who need to borrow more to cover their college education costs and expenses can turn to private loans.  Among the usual private loan eligibility criteria are 1) enrolling at least part-time and working towards a degree at an approved school and 2) being creditworthy.  Private loans boast a 15-year repayment term as well as numerous repayment and deferment options.

College Loans

Not sure what type of student loan is best for you? Both federal and private loans have their pros and cons. Compare every type of loan and check to see which one will save you the most money!

College Planning

Learn the basic college planning knowledge every incoming student needs to know. Discover what colleges really look for in our college preparation section as well as the secrets of taking entrance exams. We’ll also give you tips on how to select your perfect school and the scholarships and grants that could help finance your future!